CALDA – Capital Access Leveraged For Dynamic Advancement

National Business Capital Partner

Fueling Your Business Growth Through a Commitment to Trust.

Access flexible capital designed to keep deals moving,

from subordinated debt to bridge capital and beyond.

Up to $15M in direct funding, no collateral required.

We’ve built our reputation on finding clear solutions to complex needs.

EXECUTIVE SLIDING KEY TAKEWAYS ABOUT CALDA AND NATIONAL BUSINESS CAPITAL

Highlights of National Business Capital

4.9 Rating on Google with 900+ Reviews.
5.0 Rating on Trustpilot with 2,700+ reviews.
90% Approval Rating.
Bad Credit, Bad FICO Score Acceptable.
Direct Funding up to $15 Million Dollars.
Founded in 2007 and headquartered in Hauppauge, New York.
National Business Capital has grown into one of the most recognized names in small business financing.
No tax returns are needed.
No upfront fees for applying for or getting a business loan approved.
Offers SBA loans, term loans, lines of credit, equipment financing, merchant cash advances, accounts receivable financing, inventory financing, purchase order financing, and subordinated debt.
Submit an online application, provide business details, and work with a dedicated advisor to compare others from multiple lenders.

Award-Winning Performance

When Banks Say No, We Open New Doors.

We thrive on helping small businesses like yours grow!

Get a snapshot of what your business financing journey will look like—between application, approval, funding, and beyond!

Our Business Financing Advisors fight every day to get you the funding you deserve and have a great time doing it!

Your Capital. Our Clarity.

No pressure. Discover your real funding options first, then decide with a clear mind.

We’ve secured over $2B in funding—built on clarity, not sales tactics.
We help you make clear, confident decisions from $250K to $75MM.
Our 5-Star reputation was built on trust — by putting your future ahead of the mighty dollar.

Product Offerings

Accounts Receivable Financing

A business uses its unpaid customer invoices as collateral to secure immediate cash advances, typically 80%–90% of the invoice value.

Equipment Financing

Specialized loan or lease used by businesses to acquire, upgrade, or replace machinery, vehicles, technology, or other tools without paying the full cost upfront. It acts as a secured loan where the equipment serves as collateral, allowing for lower upfront costs and preserved cash flow while helping companies grow.

Inventory Financing

Revolving line of credit or short-term loan used by businesses to purchase products for sale, using the inventory itself as collateral.

Lines of Credit

A business line of credit isn’t just for cash flow gaps. It’s a flexible tool for fueling growth and seizing opportunities.

Merchant Cash Advances

Fast-funding option where a provider gives a business a lump sum in exchange for a percentage of future daily credit/debit card sales.

Purchase Order Financing

Short-term B2B funding solution where a lender pays a business’s supplier’s directly to produce or deliver goods for a confirmed, large customer order.

SBA Loans

Small business financing that is partially guaranteed by the U.S. Small Business Administration (SBA) and issued by participating lenders, such as banks or credit unions.

Secure custom financing with fewer roadblocks or runarounds.

Subordinated Debt

Flexible, non-dilutive capital to fund growth, close acquisitions, and strengthen your balance sheet without disrupting senior debt. A business uses its unpaid customer invoices as collateral to secure immediate cash advances, typically 80%–90% of the invoice value.

Term Loans

Structured, lump-sum financing to fuel growth and cover expenses, all with a predictable repayment schedule that keeps cash flow steady.

Featured In:

Bokul Hena

Impressive!

George Schaffer

Timely responses

The timely responses, clear understanding and effort made for a good experience.

Brandon Ponzo

Great experience with National Business…

Great experience with National Business Capital! John Salvadore was a pleasure to work with and took the time to find the right financing solution for us. Smooth process, great outcome — highly recommend!

Logic Enterprise Management

Matthew Auletta Made Business Funding Easy

Working with National Business Capital was an excellent experience, and I cannot say enough about Matthew Auletta.

Samantha

Neal was amazing to work with!!!

Neal was amazing to work with, incredibly informative, worked with grace and speed to help us with what we needed. I would recommend him a million times over, great customer service!

Jonathan

Solutions When the Storm Hits

For those of us in the South, a winter storm can shut us down…for a long time. For an outdoor business, we need good weather and warm temperatures to keep revenue flowing. The winter storm will keep us closed for two weeks…

Dayem Pervaiz

Neal Cohen is the best guy if you guys…

Neal Cohen is the best guy if you guys are looking for a great experience and looking for a help for your business, He’s the right guy for your business he is honest and works so hard to close your deal. Keep up the good work Neal.

Phil Crafton

Very straight company to work with

Very straight company to work with. I’ve work with people who make promise on rates they never get to get you in the door. They are not that way.